J.P. Gonzalez-Sirgo's Blog

Citizens Property Insurance Company's Allegations of Arson and Fraud Backfires

Court Upholds Denial of Condominium Association’s Hurricane Damage Claim Based on Late Notice

Florida Court Analyzes Shifting Burden Between Policyholder and Insurance Company under All-Risk Policy

Court Permits Insurer to Rescind Policy Based on Innocent Misrepresentation

Title Insurance Company Subject to Higher Standard to Avoid Bad Faith Claim

Insurance Policy Duty to Defend Not Triggered by Alleged “Disparagement” in Breach of Confidential Settlement

Insurance Disputes Over Water Intrusion and Wind Damage After a Hurricane or Tropical Storm

Homeowner’s Insurance Claim Denied for Defense and Indemnity for Negligent Entrustment of Firearm

Florida 2nd DCA Decision Reaffirms Policyholder’s Right to Assign Post-Loss Benefits

Court Finds Homeowner Waived Right to Appraisal by Engaging in Extensive Litigation after Insurer Conceded Coverage

Florida Court Rules Bad Faith Insurance Claim Ripe after Determination of Liability and Damages in Appraisal

Ambiguity in Liability Insurance Policy Mandates Definition of “Occurrence”

2nd DCA of Florida Upholds Right of Policyholder to Assign Benefits to Water Mitigation Company

Court Rules No Right to Payment for Sub-Surface Repairs and or Prejudgment Interest on Sinkhole Claim

Does the Claim Fall Under Your Liability Insurance Coverage?

Florida Fifth District Court of Appeals Rules Vandalism Vacancy Exclusion Extends to Arson

Homeowner’s Insurance Company Cancels Policy on Vacant House

Maritime Insurance Applications in Florida: Impact of Misrepresentations in Application

Missteps That Can Derail a Commercial or Business Insurance Claim

Mistakes That Can Hurt Your Small Business Insurance Claim