J.P. Gonzalez-Sirgo's Blog

The Adjuster Games: Adjustment strategies that are used by homeowners insurance companies to justify lowball settlements.

More Common Questions About Insurance Bad Faith Practices

Common Questions About Insurance Bad Faith Practices

Insurance Coverage Cancelled and Claim Denied Because of Incomplete Address on Insurance Policy

MetLife Survey Shows Many Homeowner’s Unaware of Important Coverage Gaps

What Florida Residents Need to Know About Sinkhole Activity

My Business Has Been Damaged in a Storm: Now What? - Part II

My Business Has Been Damaged in a Storm: Now What?

Failure to Disclose Dog Ownership Can Be a Material Misrepresentation That Voids Homeowner’s Coverage

The Adverse Consequences of Refusing to Participate in an Examination Under Oath

Insurance Company’s Failure to Properly Investigate a Claim Can Lead to Bad Faith Liability

Overview of Homeowner’s Insurance Coverage Issues

Importance of Compliance with Post-Loss Obligations under a Homeowner’s Insurance Policy

Does Your Homeowner’s Insurance Provide Liability Protection for Acts of Self-Defense?

Florida Appellate Court Rejects Retroactive Shortening of Statute of Limitations

Policyholder Proves Lack of Prejudice From Late Notice After Two Year Delay

Court Rules Replacement Cost Does Not Include a Deduction for Diminished Market Value

Understanding Insurance Company Traps: Statute of Limitations

Proving Lack of Prejudice from Delayed Notice of a Homeowners’ Hurricane Insurance Claim Can Be Difficult

Florida Homeowners’ to Receive Reduction in Cost of Coverage