J.P. Gonzalez-Sirgo's Blog

Waiver of Policy Limits vs. Coverage Grants: The Estoppel Defense

Misrepresentations or Omissions in Insurance Applications Can Justify Rescission of a Homeowner's Policy

Court Rules That Lack of Full Compliance with Post-Loss Conditions Precludes Order Compelling Appraisal

Florida Insurance Regulators Warn Insurers Regarding Deceptive Practice of “Sliding”

Florida Homeowners Being Ripped Off By Assignment of Benefits Scams

Understanding the Difference between Cancellation and Non-Renewal of a Homeowner's Insurance Policy

Types of Coverage Provided by Standard Homeowners Insurance Policies

Utility Interruption Insurance Coverage for Florida Property Owners

What Court Is the Proper Venue to File a Lawsuit Against Your Insurance Company?

Court Upholds $2 Million Award in Bad Faith Insurance Verdict

The Definition of an “Insured” Can Have a Dramatic Impact on Your Homeowners Claim

What to Do After a House Fire

Common Causes of House Fires

Advice for Homeowners Whose Claims Have Been Denied

Use Local Resources to Reduce Wildfire Risk

Some Tips That Can Help Your Business Recover From a Fire

How Businesses Can Recover After a Fire

First District Court of Appeals Ruling Could Affect Property Owners Who Receive Discounts

Overview of the “Known Loss” and the “Loss in Progress” Doctrines

Thinking About Opting Out of Law and Ordinance Coverage? Think Again.